Table 3-3 Scheduled Commercial Banks - Bisiness in India As on last Friday(Rs.crores)

  1950-51 1951-52 1952-53 1953-54 1954-55 1955-56 1956-57 1957-58
1. Aggregate deposits (a+b) 881 822 831 847 943 1043 1175 1451
 a. Demand deposits                
 b. Time deposits                
2. Cash in hand & balances with RBI 93 79 75 73 78 85 88 105
3. Investment   296 303 319 344 360 347 440
4. Bank credit 547 580 529 538 623 761 900 963
5. Cash-deposit ratio (2/1) 10.6 9.6 9.1 8.6 8.3 8.1 7.5 7.2
6. investment-deposit ratio (3/1)   36 36.3 37.6 36.5 34.5 29.5 30.4
7. Credit-deposits ratio (4/1) 62.1 70.6 63.6 63.5 66.1 73 76.6 66.3
 
  1958-59 1959-60 1960-61 1961-62 1962-63 1963-64 1964-65 1965-66
1. Aggregate deposits (a+b) 1635 1902 1746 1922 2042 2285 2583 3043
 a. Demand deposits     720 788 867 1071 1239 1427
 b. Time deposits     1026 1133 1175 1214 1344 1523
2. Cash in hand & balances with RBI 108 153 117 123 126 148 162 171
3. Investment 613 715 559 601 593 640 718 811
4. Bank credit 1014 1128 1320 1408 1588 1816 2034 2288
5. Cash-deposit ratio (2/1) 6.6 8 6.7 6.4 6.2 6.5 6.3 5.8
6. investment-deposit ratio (3/1) 37.5 37.6 32 31.3 29 28 27.8 27.5
7. Credit-deposits ratio (4/1) 62 59.3 75.6 73.2 77.8 79.5 78.7 77.6
 
  1966-67 1967-68 1968-69 1969-70 1970-71 1971-72 1972-73 1973-74
1. Aggregate deposits (a+b) 3426 3856 4338 5028 5906 7106 8643 10139
 a. Demand deposits 1650 1844 1934 2235 2626 3127 3794 4336
 b. Time deposits 1776 2012 2404 2793 3280 3979 4849 5803
2. Cash in hand & balances with RBI 216 221 275 322 364 447 487 856
3. Investment 893 967 1055 1167 1362 1650 2126 2362
4. Bank credit 2694 3033 3396 3971 4684 5263 6115 7399
5. Cash-deposit ratio (2/1) 6.3 5.7 6.3 6.4 6.2 6.3 5.6 8.4
6. investment-deposit ratio (3/1) 26.1 25.1 24.3 23.2 23.1 23.2 25 23.3
7. Credit-deposits ratio (4/1) 78.6 78.7 78.3 79 79.3 74.1 70.8 73
 
  1974-75 1975-76 1976-77 1977-78 1978-79 1979-80 1980-81 1981-82
1. Aggregate deposits (a+b) 11827 14155 17566 22211 27016 31759 37988 43733
 a. Demand deposits 4963 5817 6943 4872 5826 6643 7798 8383
 b. Time deposits 6864 8338 10623 17340 21190 25116 30190 35350
2. Cash in hand & balances with RBI 908 912 1500 2143 3192 4250 4858 5671
3. Investment 2826 4607 5536 7897 9109 10624 13186 15141
4. Bank credit 8762 10877 13173 14939 17795 21537 25371 29681
5. Cash-deposit ratio (2/1) 7.7 6.4 8.5 9.6 11.8 13.4 12.8 13
6. investment-deposit ratio (3/1) 23.9 32.5 31.5 35.6 33.7 33.4 34.7 34.6
7. Credit-deposits ratio (4/1) 74.1 76.8 75 67.3 65.9 67.8 66.8 67.9
 
  1982-83 1983-84 1984-85 1985-86 1986-87 1987-88 1988-89 1989-90
1. Aggregate deposits (a+b) 51358 60596 72244 85404 102724 118045 140150 166959
 a. Demand deposits 9984 11312 14132 15612 19227 20247 23342 28856
 b. Time deposits 41374 49284 58113 69792 83496 97798 116808 138103
2. Cash in hand & balances with RBI 6086 8711 7928 12180 15555 18962 22820 25111
3. Investment 18334 21246 28138 30553 38582 46504 54662 64369
4. Bank credit 35493 41294 48953 56067 63308 70536 84719 101453
5. Cash-deposit ratio (2/1) 11.9 14.4 11 14.3 15.1 16.1 16.3 15
6. investment-deposit ratio (3/1) 35.7 35.1 39 35.8 37.6 39.4 39 38.6
7. Credit-deposits ratio (4/1) 69.1 68.2 67.8 65.7 61.6 59.8 60.5 60.8
 
  1990-91 1991-92 1992-93 1993-94 1994-95      
1. Aggregate deposits (a+b) 192542 230758 268572 315132 386859      
 a. Demand deposits 33192 45088 46461 56572 76903      
 b. Time deposits 159349 185670 222111 258560 309956      
2. Cash in hand & balances with RBI 25665 36187 30828 50043 63001      
3. Investment 75065 90196 105656 132523 149254      
4. Bank credit 116301 125592 151982 164418 211560      
5. Cash-deposit ratio (2/1) 13.3 15.7 11.5 15.9 16.3      
6. investment-deposit ratio (3/1) 39 39.1 39.3 42.1 38.6      
7. Credit-deposits ratio (4/1) 60.4 54.4 56.6 52.2 54.7